Tag: real estate expert in Indore

Reasons why you should get Home Insurance

Reasons why you should get Home Insurance

February 28, 2022

Buying your own Dream Home is a thrilling ride. With Insurance not being on the necessity list, it may get ignored easily. It is essential to protect something that involves planning, saving, and research and, more than that, your vision.

It protects more than your home
Home insurance protects your home and areas around it like your Garage, Shed & Garden. Have a conversation with your agent and with a little more add-on, and you can make sure about the safety of your interior like furniture, Appliances, and homecare items.

A variety according to budgets
These days, Insurance is available at many options from different homeowners’ different budgets. No matter which one you choose, it is still inexpensive. Insurance protects you from a forfeited situation when damage is not foreseen. It promises financial stability in cases of damage, and that safety proves to be golden in such times.

Protection from Calamities
Depending on the type of Insurance you opt for, most insurance plans also include the damage caused due to natural calamities. Henceforth, you also get protection from disasters like earthquakes and floods. In such moments, the least you need is to worry about is your home.

Home Insurance is like an investment that can protect you from losses that might happen in the future. Ease your life a little bit and protect your family from the possible blows that life might throw at a point. If you want to know more about protecting your home, give us a call at 8889350111.

Money Saving Tips for First Time Home Buyers

Money Saving Tips for First Time Home Buyers

February 8, 2022

Buying a house for the first time might not only sound exciting but also a bit overwhelming. As it is a major life decision, it entails a lot of decisions that might be nerve-wracking.

The decision of purchasing a home comes with a process that should be strictly adhered to. From finding a place to securing finances, from initiating an offer to signing a deal, it is not at all an easy process.

We’ve got you covered when it comes to the money-saving tips a first time home buyer must stick to before moving ahead with the final decision:

Study the market
Thoroughly study and analyze the market before confirming a decision. As house-buying is a milestone in life, this decision must be well-thought. This will give you an idea of the market rates and what the dealer is charging at the time of the final negotiation, thereby giving you the best price.

Create a saving account
Before hopping around the market for a house, make sure that you have a completely independent account for this purpose. Try not to make use of these savings. The more money you save here, the lesser the loan amount later on.

Define a budget
Defining a budget before the buy helps in additional costs that come attached with the main cost like down payment, escrow fee, insurance, property tax, and so on.

Low-interest rates
Choose a bank that offers low-interest rates to allow easy home loans. A deduction on one end is an addition on the other. These small savings will later add to substantial ones in the future.

Sign a contingency clause
Make sure to sign a contingency clause before finalizing the decision. This will help you to get back the money you used to secure the property(the earnest money) in case of any fall-through.

If you need advice on the purchase of property or suggestions on the best housing locations in the city, then consult our real estate experts at +91- 88893 50111.

Why the 30s are truly your best years to buy your first house

Why the 30s are truly your best years to buy your first house

December 18, 2021

While growing up in an Indian family, the dream of having your own house seeps in naturally. As a child, we day-dreamt of home big enough to fit all our friends, family, extended family, pets and everyone we love. By the time we step into the real-life, the dream of a big home has solidified into an aspiration of owning your own warm space, welcoming all.

But what is the “right time” to invest in this space? When should you manifest this dream into reality? Well, we suggest that your 30s are the best time and here is why:

Professional Stability
In the third decade of life, most have already attained professional stability. One has a clear understanding of their goals and is in line with their expectations from themselves. A steady income and clear mind supports the dream of owning a home and makes the process easier. It is a long-term commitment and requires paying installments on time.

Wiser at managing funds
In your 30s, the impulsive desires are at a halt. Every rupee spent is well thought and invested with the idea of returns. This calculative mindset works the best in your favour when buying a home. You can easily manage your EMI Installments and everyday expenses hassle-free.

Adequate savings for a down payment
Usually, the dream of owning a home starts young. Combined with savings and calculated expenses, most people would have saved enough money to make a down payment for their first property till they reach their 30s.

Facilitating step-up EMI
When you seek a home loan in your thirties, then step-up EMI is a solution available to you. It is amongst the best loan repayment policies for young loan borrowers. Step-up EMI allows you to make gradual increments in your monthly EMI installments, which means the initial payments are lower. You can increase the amount in the later years as the income grows.

Longer repayment tenure
When you buy your first home in your 30s, you get a reasonably long time to repay the home loan. There is a high chance that you might be able to repay the entire home loan within the working tenure, helping you save more for the after years. However, it is essential to understand that the longer you will have to repay the installment, the more interest you will have to pay. Hence, it is crucial to opt for a tenure that allows you to pay off the loan comfortably without spending a lot on interest.

Higher ROI
If you buy a home early on, it gets adequate time to witness a rapid swell in the price graph especially, if the property is amidst the developing area of the city. Other factors are contributing to the value addition of the price as well.
If you are an individual in your 20s dreaming of owning a home, this is the time to get started. Begin with savings for the down payment of your house and start the scavenger hunt for your home. However, finding the perfect abode takes a lot of market research and advanced knowledge about the property and area.

That’s why the 30s are considered the best time to own a house. Learn more about your options, talk to our real estate experts.

How Sunil Agrawal and Associates help in finding the best residential properties

How Sunil Agrawal and Associates help in finding the best residential properties?

September 28, 2021

Sunil Agrawal and Associates is a real estate expert in Indore who holds your hand and walks along- from the moment you decide to buy real estate until the possession. It helps you manifest what might be just thought to you. Of course, taking care of your- demand, need and budget. Following the mantra in real estate- “location, location, location.” Sunil Agrawal and Associates have all sorts of properties and plots located at the prime locations of Indore in terms of connectivity, convenience and neighbourhood.

Here’s how Sunil Agrawal and Associates help in finding the best residential properties:

Consultation:

You can tell them what you are looking for and what are your specifics. Sunil Agrawal and Associates come up with the best property options that suit your needs and budget and exceed your expectation in terms of design and construction quality.

Free Site Visits and Walkthroughs:

Of course, you should not blindly trust a location. You have to make that space your own, and you must know how it is. What’s the neighbourhood like, and how well connected it is. That’s why Sunil Agrawal and Associates provide free site visits and a complete walkthrough of the properties at your convenience.

Deals and Negotiations:

Who does not negotiate with the builder, right? But it can be taxing, and appropriate knowledge is essential to seal the deal. Sunil Agrawal and Associates help you negotiate with the developer and ensure you get the best deal. You are always a priority.

Buying and Loan Documentation:

Undeniably there is documentation to be taken care of to ensure everything proceeds legally. Sunil Agrawal and Associates will ensure that they help you in fulfilling all formalities. Right from what needs to be done to doing it for you.

Ensuring Project Completion:

As property buyers, this can pop-up. What if I give my money and there is a project delay? Sunil Agrawal and Associates ensure that all the properties shown to you are as per the guidelines of RERA, and you get your home at the promised time.

Key Handover and Possession:

Sunil Agrawal and Associates won’t sit back until you get the keys to your house. They are not leaving you unless you tell them- “We got it.”

“The customers are the priority”, and Sunil Agrawal and Associates repeat this mantra all over again.