Finance is a practical and significant part of the whole home buying process. Everything from deciding the budget to getting the documents process can be stressful. That’s why we fight half of the battle for you, even before you begin.
We have bank tie-ups for all our construction and project-related documents. They go through a bank check beforehand so that you don’t have to coordinate and have it verified. In such a case, you become answerable only for your documents and validation. In that too, we are here to help!
Either you’ll be someone who earns a salary or have your own business. There is a separate checklist for both these profiles that the bank will need to complete the verification.
Document checklist for loan and financing
Salaried customer
- KYC’S (Voter Id, Aadhaar card, Pan card)
- Security Cheques
- Salary Slip (Latest 3 months)
- Form 16-part A and B both (For latest 2 years)
- Salary Account Statement (For last 6 months)
- Loan Statement (if any) (For last 1 year)
Businessman/ self-employed customer
- KYC’S (Voter Id, Aadhaar card, Pan card)
- Security Cheques
- Business proof (License)
- Income Tax Return (For latest 3 years)
- Profit & Loss and Balance Sheet (For latest 3 years)
- Current account statement (For latest 6 months)
- Loan Statement (if any) (For last 1 year)
Note: Above all are some essential documents required for the processing of a home loan. Bank may ask for some other documents as per requirement. The processing fee for the loan is payable by the customer as per bank requirements.